Mar
05
What reasons can you use a personal loan for?
By
I am looking to get a personal loan. Can anyone tell me what activities they won’t offer loans for? I’m just curious. I want it for home improvement, but it just got me thinking about it.
ALSO can anyone recommend a low cost loan from anywhere?
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6 Comments
March 5th, 2010 at 11:35 pm
If you pay the money back, then you can use it for anything, but if you spend It daft, then you have to pay the money back and so do not spend it daft….
March 6th, 2010 at 3:19 pm
good luck. with the economy down the banks arn’t giving out alot of loans, espec. in the states.
it’s not what its used for thats important, but having colateral and a good record to pay them back.
March 9th, 2010 at 4:50 am
You can personal loans for home improvements and holidays etc
But at the moment not many people are lending and those who are have a high APR
Be careful if apply online because your details go to everyone
March 12th, 2010 at 10:59 am
You can use it for basically anything. However, because a personal loan is unsecured, your rates will be higher than a home equity/secured loan. According to msnbc.com, the average personal loan is just under 12%, and ranges from just under 7% to 21%. Check the rates out here:
March 13th, 2010 at 6:17 am
Home improvements are fine ie kitchen , bathroom or extensions , car loans are harder to get from the bank .I have always found Royal bank of Scotland to have some really good deals .
Also many kitchen and bathroom outlets have their own finance deals , just shop around .
Lots of companies are offering good deals to actually get you to spend your money , you only have to look at DFS and Dreams they are giving interest free with no payment for 2 years .
March 15th, 2010 at 10:00 am
Try out this online website