Archive for Arrears
Jun
21
Can you file chapter 13 even if you have two properties?
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I am trying to save my primary residence from foreclosure. Or what other options do I have if I am 4 months in arrears with my mortgage company? $2,600 x 4 =$10,400. My credit is shot.
Jun
14
About the mortgage and divorce?
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My husband and I have a joint mortgage but I do not contribute to it.If we divorce or separate will I have to leave the house?I cannot afford to pay the mortgage because my husband continued to remortgage in years past and also had us in arrears so the installment is now £900.We have 3 kids
I asked this question because he keeps saying that he pays the mortgage,it was his investment and if anyone has to leave it should be me.
Jun
08
Does a Suspended Repossession order stay on the property?
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Once you’ve cleared all the arrears?
We went to Court last summer as we’d fallen into arrears with our mortgage. The Judge granted a suspended repossession order.
We’ve since cleared all the arrears off but the mortgage Co says the Order still stands even though the account is now bang up to date. Is this right? Sounds wrong to me.
Passive Income
Jun
04
Does anybody know the law in Spain about Squatters?
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We own a property in Spain and having hell with the people that were originally tenants, however they stopped paying rent months ago and at the time had a tenancy agreement that had been badly drawn leaving us powerless to have them evicted now the tenancy is up they wont leave and have left us with major arrears on our mortgage and at risk of losing our property. Any answer on what we can or could do would be helpful. Thank you
Quick Property Sale
May
26
a home owner passed away and there is a co-signer on the property. I would like to know if the estate can take the co-signer to court if the co-signer does not want to sell the property because there were outstanding arrears on the mortgage that the co-signer had paid for. How do you buy out the estate if this is possible?
Rent Back Fast
May
24
Housing repossession?
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I have 28 days to hand over my house under repossession to the bank. I will be capable of paying the entire arrears within this time but i am afraid after i pay it, the bank might still seek eviction. is this possible?
is there a way of ending the court process the second i pay my arrears?
May
17
Where to go for help on Mortgage?
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If your lender only has one plan that you don’t agree to, if HUD says that you have to be behind at least 4 months, and your arrears is keeping you from obtaining a small loan, what do you do, besides wait for foreclosure?
May
14
How do I get my ex`s name off the mortgage and deeds?
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My wife kicked me out 2 years ago and accrued arrears on our mortgage (I got into debt trying to pay the mortgage and my rent). I tried various ways of rectifying the situation but finally my ex decided to leave the house and gave me the keys and a letter saying she didn`t want anything to do with the house.So I moved back and continued paying the mortgage (which is now in arrears).As the mortgage is now in arrears how can I get my wife`s name off both the mortgage and deeds(she is also desperate for this).I have been paying the mortgage for 5 mnths now and although Halifax have agreed to capitalise it after 6 mnths they say that they will not give me the mortgage in my own name due to the arrears showing.(I am in full time appointment and can afford the mortgage on my own).
Thanks Haze but the link didn`t help,it seemed to be aimed more at the US market,but thanks anyway!!
Sell House Quick
May
10
Can my mortgage company take my tax refund if i am in foreclosure?
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We are in “accellerated” foreclosure. We haven’t received the notice of sale, but the company refuses to accept any payment from us unless it is the full arrears. Yet, they took our federal tax refund and i was told that legally since we are in foreclosure, they have to return the refund. Is that right?
May
05
will i be able to get a mortgage again in the future if my home is repossessed?
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I am struggling to keep up my mortgage payments (due to health problems and loss of job) and have arrears and will be taken to court shortly and i dnt think they will side with me this time, im just wondering if i will b able to get another mortgage in the future as i would like to own a home again later again in life, im even thinking just giving up and letting them take it without a fight as im struggling as i could only get a basic job. The big problem is i cant sell as i bought it off my local council 2 years ago and wouldnt be able to sell and clear the arrears and pay back the discount.
any help would be great
thanks
